Whether you’re after that loan for a brand new or second-hand automobile, or seeking to refinance, RAC provides loans being fast, an easy task to realize and, first and foremost, a deal that is really great.

Why choose RAC Finance for the car loan?

Fixed rates of interest from only 5.70per cent

Loan amount Interest rates contrast rate 2 loans that are secured8,000 – $14,999 8.50% p.a. 10.52per cent p.a.
$15,000 – $24,999 7.00% p.a. 7.77per cent p.a.
$25,000 – $44,999 6.20percent p.a. 6.61% p.a.
$45,000 and over 5.70% p.a. 6.11% p.a.
short term loans
All loans being unsecuredper cent p.a. 15.07% p.a.

There aren’t any monthly account-keeping charges with RAC Finance. an establishment that is one-off of $299^ plus an $8.00 private Properties Securities Registration (PPSR) fee may use. a termination that is early of $225 may use if that loan is paid in the 1st a couple of years.

Obtain a estimate & apply

Determine your repayments thereby applying for a financial loan


Applicants have to be:

  • Over 18
  • Be receiving an income
  • Hold a legitimate driver that is australian licence or student’s permit
  • Safety must be registered in WA at period of loan settlement
  • you are a citizen that is australian permanent resident and reside in WA
  • Free of bankruptcy for 7 years

As we receive your signed loan documents while the loan has settled, your funds could be gotten.

– Funds via EFT or BPAY will get to the following 24 – 48 hours frames that are(time vary based on your bank).

– Cheques arriving by post are delivered via express mail simply take between 2 – 5 business days to attain you. You may possibly get your cheque at the right time you finalized your loan agreement.

There aren’t any account-keeping that is monthly with RAC Finance. an one-off establishment cost of $299^ plus an $8.00 private Properties Securities Registration (PPSR) fee may use. a termination that is early of $225 may apply if community loan center a loan is given out two years.

Not best for your needs?

Considering an alternate personal bank loan? Have a look at one other personal bank loan choices

Become a member when you get RAC Finance

As a member you obtain use of great discounts & provides

1. Applications subject to RAC Finance Limited lending requirements. Costs and charges are payable. In the event that conditions loan have now been met, agreement will likely to be designed for signing the business that is following plus the funds will undoubtedly be prepared either via cheque, BPAY or EFT 24-48 hours from settlement. Time frames can vary according to your bank . Stipulations apply. Australian Credit Licence 387972. View RAC that is useful Finance with regards to your loan.

2. Loan contrast rate: Comparison prices for secured personal loans between $8,000 and $14,999 quick unsecured loans are predicated on a $10,000 loan over three years. Contrast prices for secured finance between $15,000 and $24,999 are derived from a $20,000 loan over 4 years. Contrast prices for secured finance over $25,000 depend on a $30,000 loan over 5 years. The contrast prices are real just for the examples provided and can even perhaps not include all costs and fees. Various terms, costs or any other loan amounts might end up in a different contrast price.

These records may be seen as basic advice. This is certainly, your own personal goals, requirements or situation that is financial perhaps not considered while preparing these details. Correctly, you should think about its appropriateness, having respect to yours goals, financial predicament and requirements before acting upon it.